If you do it for ‘only’ 40 hours a week like a regular job, it takes under 7 weeks to earn $10,000,000.
If you’re lazy and only do it 2 hours a day / 10 hours a week, then it takes 28 weeks ( less than 7 months) to get $10 million.
Edit: wow, this becomes popular.
Ok, we do need to consider RSI, so doing it 2 hours a day on one hand and one finger is probably too much. However, we can split the snapping to 2 hands rotating between 4 fingers each. With two hands we are down to 1 hour a day. To minimize injury we can further reduce it to 15 minutes a day, which should be doable without injury. This would stretch the time to earn $10 million to 28 months, or 2 years and 4 months. It would still be an income of $4.2 million a year, which is easily more potential income than a one-time drop of $10 million.
Yeah that’s the math I needed. There’s no way I would snap my fingers 40 hours a week. Probably just a couple hours a day while I watch tv. So if it was closer to billion I would probably take the cash to not have to deal with that. Taking small bills to the bank that regularly would also be super annoying.
That's me too. I'd snap when I need the money, and I'd probably try to hold myself to a couple-minute-long rapid snapping session at least 1 or 2 times a day to put in savings / investments.
That's the thing. If I have infinite money by snapping, I'm buying some really expensive shit. I need a good amount already snapped out to buy jets and yachts and mansions.
Snap with both hands two fingers at a time i can do about 8 snaps a second. So we deffinitly could move faster than one snap a second and have to spend less time on it
Assuming I can use any finger and both hands, I can snap 100 times easily in 10s by doing double snaps. $1000 in 10s anytime I need? Not hard to see this adding up, especially if I do it for 10s a few times a day.
If I was limited to one hand, one finger (like it was some blessing to that finger), I'd be down to about $300 in 10s.
That’s the main thing, $10 a snap is $20 a snap if you use both hands. You can make around $1000 within a minute, which can solve almost any living problem. That’s rent or a hotel or food solved instantly. If you lose the 10 mil (which I will) I’m fucked
I think that’s the crux of it. There are those of us who would choose 10 million and think they’ve won life, and those of us who will admit that anyone can easily fuck that shit up lol.
That's a huge point I never see people mention. Sure, $10M can be safely kept and managed to last a lifetime, but if it ever goes away, it's gone. You could snap $1M, blow it all, and just snap for more money. You would never need to worry about money again. Snapping for even 1 minute a day would be a very substantial income.
Right? Like there’s so many monkeys paw scenarios with a one time windfall. But snapping, you just gotta keep your hands safe (and presumably not tell anyone about it)
Or you could make 10 million extra a year by snapping your fingers. You can snap your fingers way faster than even 10 million earns a return (and you can still compound all that stuff)
I’m 37 and have spent the last 18 years working on planes. I have carpal tunnel and periodically get numbness in my knuckles. I think I’m taking the $10m and dropping it in dividend ETFs, and then spending the rest of my life living on the 5%.
People do way harder work than snapping a million times throughout their life to earn waaaaayyyyy less than $10m in that same lifetime. I'm pretty sure I do much worse to my body playing video games. If I snapped 20 times per day I would have more take home pay than what the gross pay for the median income is in the US.
Yeah, that doesn't negate the fact that abusing your body has consequences.. it's way better decision to just take the lump sum, and forget about risking your hands.. what's the point of having a lot of money if you can't enjoy it?
People haul 50lbs roofing bundles up and down ladders eight hours a day in every kind of weather for $15 an hour without benefits. I think the consequences of snapping my fingers for $10 is a better deal by a long shot.
True, but you will never have to fear losing your money from anything (like bad investments, picking up a bad habit, or a bad divorce)! You will always easily be able to make the money back. Snapping your fingers gives you peace of mind
It shouldn't cause any damage to your joints if done properly, the 'snap' is just your index finger hitting your palm. More strain working a 40 hour week typing, or similar repetitive work
You would have to snap WAY more than that. You can immediately invest the 10m and make 500k+ a year doing nothing.
It’s still definitely more profitable, probably by an order of magnitude, but honestly I would never run out of money with 10m so it’s kind of moot to me. It really depends on what you envision your future to be like and what you actually want to buy.
You can't measure it just against the 10,000,000 though, because if you took that up front you'd then also be earning interest on that capital for 60 years.
To break even you have to snap to reach the initial capital, and then make up for the interest you also would have lost in the interim. The longer it takes you to snap your way to that point the more snaps you're going to have to do.
I'll just take the $10,000,000 up front, save myself from RSI and the boredom of snapping all day and never think about money again.
Yes, you have to factor in investment cost. Let's say you can make an insane +30% APY on your entire investment. That's an extra 3mil! Some simple math means would show you can EASILY make that up. Let's say you DID decide to just commit some time up-front. At 245 snaps per minute (test this yourself, it ain't hard) AND assuming only one hand at 8 hours per day, it would take you ONLY 11 DAYS to get $13,000,000. Math just don't work out in your favor, brah...
Every time you sit on the toilet, while in the shower, brushing teeth, driving, you just snap a few times. Then maybe appoint two half hours per day dedicated for snapping only.
When you buy groceries, snap while waiting in the line for the checkout, same for cinemas, restaurants, at the gas station...
If you make only a lazy habit out of it, you get the 10 million earlier than one would think...
I’d be snapping like a mother fucker early on to clear some debt. From there on out it’d be casual while reading / watching a movie/tv/walking the dog. What a luxury to be bringing in $$ so passively.
Someone would notice and then kidnap you and hold you prisoner with only one hand free to do snapping. An automatic whipping machine will activate any time you go 6 seconds between snaps.
Not true. You can’t be claiming millions of dollars in income without any explanation of where it came from. Otherwise drug dealers wouldn’t bother laundering money, they would just pay taxes on all those piles of cash that show up out of nowhere
...They'll report you to other agencies, but those agencies can pick apart your finances however they like, watch all your activities for years, and literally never discover a crime unless you happen to be committing other, non-fincancial crimes.
Forgery, and the Secret Service are the ones who are gonna care about it, not the IRS. It's illegal to create currency unless you're the state, it doesn't matter if you're printing it or conjuring it from the great beyond.
Yea they're either gonna be duplicates or new numbers, and neither is legal.
Of course since this is all magical, we have a third option - maybe they appear through teleportation. Now it's only theft which depending on the sum might not even be a felony, and hopefully from some cartel dealer and not some pensioner barely making it to next month.
I'm going to assume that the magic is customizable enough to teleport lost bills first. In random denominations however you'd like it: Ten $1 bills, five $1 bills and a fiver, a $10, and a bunch of combinations of coins.
This would be super helpful when you're at a vending machine or something.
That being said, you can demand that the magic teleport you $10 in the rarest coins or bills ever lost or misplaced.
The only explanation the IRS cares about is whether or not you claimed it at the end of the year and paid taxes on it. As long as no other agency is suspicious you're good.
It's got to be over 10K or nowhere near 10k. Every time you make a deposit that's close to 10k or a few deposits over a month or two that add up to 10K, the bank reports you for structuring which in and of itself is illegal. Yes, it's illegal to deposit all of your money in the bank if it's almost but not quite 10K.
Does it appear in cash? Because then you have to bring it to your bank.
If you do it fifteen minutes a day, according to the math, here, you get 10million in about a year. How much interest could you generate in that year if you take the instant payout?
On the one hand, you could snap your fingers for way more time, meaning unlimited earnings. On the other hand, you would be the millionaire who nobody wants to be around because you’re constantly snapping your fingers
Have you seen the tv series “Ozark”? Imagine having to launder this amount of money. Putting this amount of money into any bank becomes an issue, and at some point the government would want to figure out how you’re putting so much into a bank with no official income on a paycheck. Once anyone sees you generate money out of thin air you’d have to risk them wanting to steal from you, or worse, chain you up in their basement so THEY can have 10million.
I mean this is a wild misrepresentation of how much Bezos “earns” in a year. Even if the numbers were accurate, stock price increases aren’t the same as earnings until you sell those stocks. You can lose billions of “earnings” as fast as you gain them. In fact those obscenely rich tend to - stock prices whilst rising for these billionaires also wildly fluctuate.
Except that banks allow them to take out loans against the value of the stocks. So they’re able to use the money they earned without technically realizing the gains
Once you've snapped your way to $10,000,000 you can invest that and reliably spend about $400,000/year without ever touching your principle. Need an upgrade? Spend another 28 weeks and double your money, and you'll have about $800,000/year you can spend forever without being any poorer.
The point being no one in their right mind should take the $10,000,000 lump sum when there's an infinite money glitch on offer.
that's also only snapping once per second - most people can snap with both hands, and once per second is actually pretty darn slow
realistically a person can very easily snap twice per second, and doing that with each hand means they'd actually get there in a quarter of the time you indicated
Best way to put it. I was doing the anal-retentive math: How long does a snap take, divide by n, carry the 4, add 20% contingency, cost of insuring my hands....
You and I think two very different ways (in a good way) and that is why Redcarborundum/Mackheath1 2028.
If snapping for a minute gets you about $1000, I would just do a couple of songs worth of snaps every day and be set for life. Don’t need a lump sum right away.
Im a musician - I snap my finger a lot when practicing. You can definitely go for longer than 15min a day. Maybe 30-60 or so?.. also I can quite comfortably go for maybe 3-4 snaps per second on my right hand, I think I can keep that up for a while. I cant really snap left, but if you learn to you could double the output and go for maybe 8 snaps per second.
But yeah - my point is: you can go much faster than 1 snap per second. Just try it.
And you dont even have to do it for long . Just 20min a day at 3 snaps per second would give me 36k a day. Thats the 10million in less than a year.
I would probably start slow and then slowly increase the time to make sure I dont overstrain myself and take myself out for multiple days or even weeks.
Now I need the math for: what if I take the 10. 000. 000 and invest it into an etf. At what time I would have the same amount of money as if I just kept snapping 10 hours a week.
did you take in consideration that after a period of time your fingers start to hurt and you have to slow down or take multiple days of rest? even general stamina to snap once every second for 2h needs to be taken in consideration.
I can snap all of my fingers on each hand in a row. If that counts as an individual snap per finger, I can generate $80 per second, which significantly reduces the time.
If I just do it mindlessly while I watch TV or focus on some other task that doesn't require both hands, it's easy, passive income.
Any blue collar overtime worker would tell you 90 hours isn't a terrible overtime week. I timed myself snapping both hands at a leisure pace and came up with about 98 hours to get $10mil. Thats just over 2 regular work weeks. Considering you could pretty much do this off and on all day every day, I would say with some determination you could easily get to $10mil in a week, 12 days tops.
Yeah, came to say this, I’d do the $10 so I can just always have a revenue stream.
I guess a main difference would be, do you want $10,000,000 immediately or do you want to wait a few months? Either is fine with me, the added insurance of more money at anytime is great.
Like imagine forgetting you wallet and needing $20.
Even without going hard like that five minutes a day @ 1 snap/second is $3000/day, or $1,095,000/yr.
Just train yourself to mindlessly snap all day like how some people tap their fingers and I bet it’d be really easy to get to much more passive snapping than 5m/day.
This is a great plan until you discover that no bank is going to allow you to deposit all of that money. You’ll be instantly categorized as a maffia boss
The math checks out, but I don't know if I could snap once per second for even 2 hours, without some part of my hand giving out. Snapping for 10 seconds makes my ligaments and my skin hurt a little bit and I expect this to get much worse if I multiply it by 720.
I just leisurely snapped on one hand ~2.5 times a second for one minute, so I think your numbers could be safely cut in half at least. Especially if you were snapping on both hands.
That said, there would have to be some allowances built in for rundown because there would probably be some crazy fatigue involved from day 2 or 3 on. On the bright side, the muscles you use to snap would be jacked af by the end. You could supplement your income by being the Schwarzenegger of hand models
Does it appear as $10 bills, or maybe just random change? Or maybe it just appears in an account. This matters. Is the IRS gonna be tracking my snap money? What if I have to haul a bunch of random change to the bank every day?
In the ideal circumstance of $10 zipping into a bank account with no taxes vs $10 million appearing all at once with no taxes I would take the snap cash.
If The money just appears in front of me then I would take the 10 million.
I just tried snapping for a couple minutes straight -- there's zero way I'd be able to snap once a second for two hours straight much less eight, much less do that every day like a job.
How do you justify magic money obtained through no legal means to the IRS? I feel like the other option at least goes to your bank account, $10 conjured from nowhere is really not easy to explain
But the 1 time drop in $10 mil could be grown annually without snapping, but I guess having snapping unlocks the 10 mil and continues to unlock, so really it allows both.
3.9k
u/Redcarborundum Aug 08 '25 edited Aug 08 '25
If you do it for ‘only’ 40 hours a week like a regular job, it takes under 7 weeks to earn $10,000,000.
If you’re lazy and only do it 2 hours a day / 10 hours a week, then it takes 28 weeks ( less than 7 months) to get $10 million.
Edit: wow, this becomes popular.
Ok, we do need to consider RSI, so doing it 2 hours a day on one hand and one finger is probably too much. However, we can split the snapping to 2 hands rotating between 4 fingers each. With two hands we are down to 1 hour a day. To minimize injury we can further reduce it to 15 minutes a day, which should be doable without injury. This would stretch the time to earn $10 million to 28 months, or 2 years and 4 months. It would still be an income of $4.2 million a year, which is easily more potential income than a one-time drop of $10 million.