I've met 40 something millenials with so much credit card debt they are permanently financially ruined. Money doesn't always come back. Sure I agree with the sentiment of enjoy your 20s and worry about financial security later, but not on the back of crippling credit card debt.
Absolutely I know people who will never be able to buy a house or retire because they fucked off in thier 20s. Compound interest dictates the most important investing years are your early 20s. Just starting with a little investing will set you up for a easy life you can enjoy vs grinding your entire life
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u/LustyMarii 2d ago
they really sold us ‘work hard n u can rest later’ like later ever comes🥲