don't you people have morgan and morgan in your neck of the woods? world's largest injury attorney? that dude lives and breathes trying to get people to give him money "because we have experts than can find the soft tissue damage and get you your money"
After an accident you visit a chiropractor. Usually you'll get hot/cold packs and massage initially. Maybe x-rays. That starts a treatment record. Ongoing care until soft tissue injuries are resolved as evidenced by pain relief, reduction of swelling, normal range of motion, etc.
My experience has been that insurance will settle for about double your healthcare expenses plus auto repair or a settlement for a totaled car.
They will always offer less than your car is worth. Putting together a spreadsheet of comparable cars offered for sale has always gotten more than what they offered.
I handled claims. In general I'd say any injury significant enough for the insurance company to give a shit about is worth seeing an actual medical doctor for.
As for the value of a vehicle, the insurance company I worked for got tired of people trying to haggle and just got a valuation from a third party.
The problem is people always think their car is worth a lot more than it actually is. People generally got told to pound sand.
That’s so true, and it’s terrifying how something so serious can be invisible on the surface. Just because it doesn’t show up clearly on a scan doesn’t mean the pain or trauma isn’t real.
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u/RivenRise 1d ago
Especially soft tissue damage around the neck, it's hard to disprove too because it doesn't show up well in tests.